Insurance coverage for Bangladesh MPs and ministers: What benefits do they get?

Staff Correspondent: Following the formation of a new cabinet and the swearing-in of Members of Parliament (MPs) after the 13th National Parliament election, public interest has increased around the salaries, allowances and insurance protections available to elected officials in Bangladesh.

Beyond traditional remuneration, MPs and ministers are entitled to specific insurance coverage and medical benefits designed to address the risks associated with public service.

Accident insurance for MPs

Under the Members of Parliament (Remuneration and Allowances) Order, 1973, MPs are provided with financial protection against accidental risks during their tenure. In the event of death or permanent disability while performing official duties, an MP is eligible for compensation of up to Tk 10 lakh.

This provision reflects the occupational risks lawmakers face during field visits, political engagements and constituency activities.

Travel insurance for ministers

Ministers and state ministers frequently travel both domestically and internationally as part of their official responsibilities. To mitigate travel-related risks, administrative provisions include insurance coverage for air travel.

Under current arrangements, coverage for ministers and state ministers during official flights can reach approximately Tk 25 lakh annually, ensuring financial protection in case of travel-related incidents.

Healthcare and medical benefits

MPs are entitled to a monthly medical allowance under Article 7 of the 1973 Order. While the official allowance is Tk 700 per month, in practice MPs and their dependent family members receive healthcare services equivalent to those provided to first-class government officers at public hospitals.

Ministers and state ministers receive more extensive healthcare benefits. The government covers their medical expenses in the country, and costs for treatment abroad may be reimbursed subject to official approval.

Legal framework

The constitutional basis for these benefits is outlined in Articles 66 and 68 of the Constitution of Bangladesh, which define eligibility, remuneration and privileges for elected representatives.