Aon Raises Data Center Insurance Capacity to $5 Billion

News Desk: Aon has taken a significant step to support the booming digital infrastructure sector by expanding the capacity of its Data Center Lifecycle Insurance Program to as much as $5 billion. The global professional services firm made the announcement on July 20, 2026, positioning the enhanced program to cover projects from the earliest development stages right through long-term operations.

According to details released by Aon, the upgraded offering now delivers up to $5 billion in construction all risks, delay in start-up, property damage and business interruption coverage. This capacity is backed by a panel of A-rated insurers drawn from Lloyd’s and the company markets, along with additional facilities. The program also strengthens related protections, providing as much as $200 million in third-party liability cover outside the United States and $100 million within it, $400 million for cyber and technology errors and omissions, $500 million for project cargo, and $1 billion in terrorism capacity through existing Aon arrangements.

Joe Peiser, chief executive of risk capital at Aon, underscored the growing importance of these assets. Digital infrastructure has become one of the most important and capital-intensive asset classes in the global economy, he said. As clients build larger and more complex data centre portfolios, they need access to greater insurance capacity alongside solutions that strengthen resilience throughout the asset lifecycle. Expanding the program to $5 billion demonstrates our ability to help clients access capital, manage risk and scale with confidence.

The move builds on earlier enhancements. Aon first launched the Data Center Lifecycle Insurance Program in 2025 and had previously raised its capacity to $3.5 billion earlier in 2026. The latest increase comes as investment in artificial intelligence, cloud computing and hyperscale facilities continues to accelerate worldwide, creating larger and more intricate projects that demand coordinated risk solutions spanning construction, cyber exposure, liability and operational performance.

Beyond pure insurance capacity, Aon has broadened the advisory side of the program through its Global Risk Consulting unit. Clients can now draw on climate risk advice, environmental solutions, security consulting, risk engineering and operational resilience expertise, all intended to reduce transition risks and improve the bankability of these critical assets.

The expansion arrives at a moment when data centre operators face rising demand for robust coverage as facilities grow in scale and complexity. By combining higher limits with early engineering insight and integrated risk management, Aon aims to give developers, owners and investors greater confidence as they finance and build the infrastructure underpinning modern digital economies.